Many times, people do not outlive their retirement accounts. This means that there are funds still left in the accounts when the owner passes away. Of course, this means their retirement accounts did their job in providing the funds necessary for the owner to live on during retirement.  But it also leaves some questions for the beneficiaries. Fortunately, there are ways to make sure your IRA funds can provide income to your heirs in the event that you pass away before you deplete your assets during your golden years. One of the best ways to do that is to transfer your funds using a multi-generational stretch IRA to one or more of your … [Read more...]