For the last five years I’m very proud to say that my wife and I have been able to make the maximum contribution to our Roth IRA accounts each year. The maximum contribution limit per the 2015 IRS rules is $5,500 for each person in a couple under the age of 50.  ($6,500 if you’re 50 or older.)  So that means we contribute $458.33 apiece each month.  That’s a deduction of $916.66 every month from our income.  Although that may sound like a lot of money, I’m sure there are plenty of worse and less constructive ways we could be blowing through $917 every month. In this post, we’re going to talk about how you and your spouse can accomplish … [Read more...]