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IRA vs 401k Central

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The 401k vs IRA – A Battle of the Best Retirement Plans

December 11, 2016 by Justin Leave a Comment

In the United States today, there are two major kinds of retirement plans. The first is the 401k, which is an employer-sponsored plan and the second is the IRA, which is an individual retirement plan. Both types of plans allow people to save money for use after they retire from the workforce, but that’s about as far as it goes for similarities. When it comes to the 401k vs IRA, they both have pros and cons, so it’s really going to come down to your retirement goals when choosing which plan is right for you. Of course, if your employer does not offer a 401k, you could be limited to an IRA, but in the event that you have a choice between the … [Read more...]

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