It's no secret that the average retirement savings for most Americans is not going to cut it.  One of the central pieces to that problem is how people treat (or ignore) their 401k accounts.  The amount of money that you save in your 401k is going to play an important role in your retirement. Although you may not be able to retire on the funds in your account without other available resources, it should still be core among several funds that will be used to meet your financial needs. According to a report from Fidelity Investments, the average 401k balance in the United States was $77,300 at the end of 2012. Unfortunately, if you think … [Read more...]