Getting to know the 401k rules of your employer retirement plan isn't difficult.  All you need is to understand some of the main basics and how they will affect your goals. Why should you care?  Because your employer sponsored retirement plan isn't just a good way to grow your investments tax free, but it could also be your ticket to free money beyond what you decide to contribute.  This all depends on what your employer's rules are and whether or not you are doing everything you can to take full advantage of them. When you combine the benefits of your 401k with the power of your IRA accounts, you can really maximize all the resources … [Read more...]