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IRA vs 401k Central

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Take Advantage of Employer Matched Contributions

September 23, 2017 by Justin Leave a Comment

Retirement might be the last thing on your mind at the moment, currently more concerned with work, family, debt, money right now, but as far away as retirement seems, the earlier you save, the better in the long run, after all, it needs time to grow over time to have enough to use as a nest egg when you’re ready to hang up the cleats in the working world.  One of the best ways to save for the future is to take part in a 401(k) account through your employer, and if you are not signed up yet, now is the time. Free Money No better incentive to sign up for a 401(k) account comes with company matching contributions.  No matter if it’s 3% or … [Read more...]

Taking Full Advantage of Your 401k Employer Match and Getting Free Money!

March 13, 2016 by Justin 19 Comments

401k Employer Match

If you’ve got an employer sponsored retirement plan such as a 401k that offers some type of matching contributions, then you’ve got every reason in the world to take advantage of it! Not participating enough to get the full 401k employer match is like leaving money on the table. And why would you want to pass up FREE money? Employer matching contributions are a huge advantage for a 401k in the IRA vs 401k debate.  Because an IRA is a plan you setup and run yourself as an individual, it is very unlikely that your employer would give you any money to put with it. However, with a 401k, most employers will almost always kick in some … [Read more...]

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